Florida Bad Credit Personal Loans

Get your bank account back where it needs to be with Florida bad credit loans. If you have poor credit history you may still be able to get approved for a personal loan with installment payments. You make a payment each month until your loan is paid off. You can choose from loan options from a few months up to a few years.

FL Poor Credit Loans $500 - $50,000


How Can I Get a Personal Loan with Bad Credit?

Our direct lenders do not run a hard credit check and review your credit report. So if you have bad credit, it will not be a factor when applying with badcreditloans.net. We amassed an all star group of loan companies to try and get you approved and with no hassle. Our installment loan application will also not show up on your FICO score, so it doesn't hurt your credit history.

Compare Florida Loans for People with Bad Credit

When you are contemplating borrowing money in Florida, be sure to learn all your options and educate yourself before committing to a loan agreement. There are many lenders willing to loan you money without reviewing your financial history. But these offers can vary greatly, especially if you have had credit trouble in the past. Be sure the loan you finalize is right for you and fits your budget. You will need to adjust your spending habits to make up for the additional monthly expenses associated with the loan.


Are Personal Loans Legal in Florida?

Yes, personal loans are legal in Florida. Lenders who choose to loan money in FL need to abide by any laws or statutes set forth by the Department of Finance. Installment loans are unsecured and do not require collateral. All legal agreements are between you and the lender that chooses to make you a loan offer. Bad credit loans .net is not a lender and makes no guarantees you will be approved.

Who is in Charge of Unsecured Loans in Florida?

The Department of Financial Service is in charge of all lenders and loans in the state of Florida. They set the rules and limitations that all finance companies must abide by. Any legal questions or concerns should be directed to the DFS.

FL Department of Financial Services
200 East Gaines Street
Tallahassee, FL 32399
Monday - Friday 8am-5pm (EST)

Do I Need a Bank Account?

Yes you will need a bank account in order to receive the borrowed funds. You can borrow $500 to $50,000 with just a few clicks of your mouse, but if you do not have a checking account, there is no way for the funds to be delivered to your possession. Lenders also like to know that you are capable of keeping an account open and active without overdrawing it of bouncing a bunch of NSF checks.


Is There a Guarantee I Will Be Approved?

No lender can guarantee you will be approved for a loan prior to reviewing your application. That whole purpose of the application process is to deduce the risk of the borrower and how much money the lender might be willing to lend on a personal loan. 

Orlando | Miami | Jacksonville | Tampa | Destin | Naples | Fort Lauderdale | Pensacola | Sarasota | Tallahassee | St Petersburg | Clearwater | Gainsville

If you frequent South Beach or spend more time in the swamps chasing gators, we may have a lenders that fits your needs. No matter what city you live in we can still try to get you approved for a bad credit loan in Florida. If you credit has seen better days and you need to get some money in your account fast, we may be able to get you approved in just a few minutes. Complete our short application and we will go to work to try and get you approved. Must be 18 to apply.